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Four Surefire Ways to Ensure That You Get the Best Possible Deal on Your Mortgage
By Peta-Gay
July 10, 2015

Taking time to set up your home mortgage is one of the best steps that you can take to promote financial health and security. The best home mortgage is one with an affordable payment, that does not empty your bank accounts of necessary financial reserves and that will help you to establish equity at a fast pace. If you want to ensure that you get the best deal on your mortgage focus on these tips.

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Selling Your Home? 3 Reasons Why You May Need to Accept a Bid That's Below Your Asking Price
By Peta-Gay
July 13, 2015

When a homeowner makes the decision to sell his or her property, it is most common for a skilled real estate professional to provide valuation services so that a reasonable asking price can be established. While the asking price may seem fair to the homeowner, the fact is that not all properties will sell at the original asking price. There are several instances when a homeowner may need to consider accepting a bid that is below the asking price.

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An Inside Look at Mortgage Closing Costs and How to Minimize the Amount You Will Pay
By Peta-Gay
July 1, 2015

When buying a new home, you may be focused on finding a mortgage program that has a down payment requirement that is manageable for you. However, some home buyers will overlook the costs that they are responsible for at closing. These costs can vary, but it is common for home buyers to pay between two to three percent of the loan amount in closing costs, if not more. This can be a hefty sum of money that you will need to budget ...

Buying a Home This Summer? Our Guide to Finding the Perfect New Neighborhood
By Peta-Gay
July 2, 2015

Finding the perfect home to purchase is easier said than done, and savvy home buyers understand the importance of researching the neighborhood as well as the home. All home buyers have unique things that they are looking for in an ideal neighborhood, and these factors will play a major role in how enjoyable a homeowner's living experience is. Those who are shopping for a new home this summer may focus on a few points to find the perfect neighborhood to live in ...

Buying a New Home? 3 Tips for Being Approved for a Second Mortgage - and How to Manage It
By Peta-Gay
July 6, 2015

Applying for a second mortgage is a great way to keep your down payment amount to a minimum and to keep more of your cash in your bank account. It can also help you to avoid making PMI payments, and some lenders may even waive escrows for taxes and insurance if you use a second mortgage instead of a higher first loan amount. Whether you want to enjoy some or all of these benefits, you may be wondering what it takes to ...